If you’ve ever planned a move into or out of a San Francisco condo, you’ve probably been asked for a Certificate of Insurance (COI) before moving day. At first, that request might seem confusing, but it’s actually one of the most important parts of preparing for your move.
At All Star Movers & Storage, we handle COIs for San Francisco condo and apartment moves every week. Because we understand how homeowners’ associations (HOAs) and property managers operate, we make the process fast, simple, and completely stress-free.
Whether you’re settling into a high-rise in SoMa or leaving a condo in Pacific Heights, here’s everything you need to know about Certificates of Insurance and HOA moving rules in San Francisco.
Why San Francisco Condos Require Certificates of Insurance
Condo associations and building managers want to protect both the property and residents during any move. Therefore, most of them require movers to provide a Certificate of Insurance to prove that your moving company carries proper coverage in case of an accident or damage.
A COI confirms that:
Your movers have general liability insurance to cover property damage.
They hold workers’ compensation insurance to protect their crew.
The HOA or building owner is listed as an “Additional Insured” for your moving day.
These details ensure that if anything unexpected occurs — for example, a scratched wall or elevator damage — the building and HOA have financial protection.
Because San Francisco has so many managed condos and luxury buildings, COI requirements are standard. Without one, your movers may not even be allowed through the front door.
What a Certificate of Insurance Includes
A COI is an official, one-page document from a mover’s insurance provider. It outlines insurance limits, coverage types, and key contact details.
Typically, your San Francisco condo HOA will ask for the following:
The name of the moving company and the insurance provider
The types and levels of coverage (liability and workers’ compensation)
The policy numbers and effective dates
The building name or HOA listed as “Additional Insured”
The date and address of your move
At All Star Movers & Storage, we create and send customized COIs within 24 hours of your request. This fast turnaround keeps your move on schedule and fully compliant with your building’s insurance policies.
How HOA Rules Impact Your Move
Most San Francisco condos also have specific move-day regulations in addition to COI requirements. Ignoring these rules can cause costly delays or even cancel your scheduled move.
Here are some common HOA policies our crews encounter:
Elevator reservations: Many buildings require you to book the service elevator ahead of time.
Move hours: Moves are often restricted to certain windows, such as 9 a.m. to 4 p.m.
Protective coverings: Movers must protect floors, walls, and elevators with pads or coverings.
Management notifications: Some HOAs require prior notice to the building manager or security.
Parking permits: For downtown locations, you may also need an SFMTA moving permit.
Since each building enforces its own guidelines, it’s best to review your HOA’s moving checklist as soon as you confirm your move date. Early preparation avoids last-minute complications.
How All Star Movers & Storage Handles COIs and HOA Coordination
Our San Francisco moving team manages HOA rules and insurance paperwork every day. Because we work closely with property managers across the city, we know exactly what they expect and how to meet their requirements efficiently.
Here’s how we make the process effortless for you:
COI Request: You provide your HOA’s insurance instructions or sample form.
Insurance Processing: We create your customized COI and send it directly to your HOA or property manager.
Move Scheduling: We coordinate your move around elevator availability, approved hours, and parking access.
Protective Setup: Our team installs wall guards, floor runners, and elevator pads before moving any furniture.
Professional Execution: We complete your move quietly, efficiently, and within all HOA guidelines.
By managing both logistics and documentation, we keep your move compliant and on track — while saving you hours of coordination.
Common San Francisco Condos That Require COIs
We’ve moved clients in and out of nearly every major managed property in San Francisco, including:
Infinity Towers and Lumina (SoMa)
The Harrison and One Rincon Hill (South Beach)
The Brannan, Arterra, and The Metropolitan (Mission Bay)
The Comstock (Nob Hill)
The Austin (Van Ness Corridor)
The Beacon (Mission Bay)
Because our office already has templates for most HOA requirements, we can process your building’s insurance forms quickly — often on the same day.
Why Choose All Star Movers & Storage
With more than 20 years of local experience, All Star Movers & Storage has built a reputation for handling San Francisco’s most complex condo and apartment moves with ease. We combine reliability, precision, and professionalism to give every client a smooth experience.
Here’s why homeowners and property managers trust us:
Fully licensed and insured movers with up-to-date COI coverage
Experienced crews trained in high-rise, luxury, and HOA-restricted buildings
Premium packing materials and professional protection methods
7-day availability, including weekends and after-hours moves
Transparent pricing with no hidden charges
Additionally, we proudly serve San Francisco, Daly City, San Bruno, Oakland, Berkeley, and nearby Bay Area communities with full-service moving and storage options.
✅ Stress-Free Condo Moves with Reliable COI Coverage
Moving in San Francisco’s condo buildings doesn’t have to be complicated. When you partner with All Star Movers & Storage, we take care of every detail — from generating your Certificate of Insurance to coordinating directly with your HOA.
Our team ensures your move is smooth, compliant, and completed on time. You can focus on your new home while we handle the paperwork, protection, and heavy lifting.
Call today at (925) 905-9889 to schedule your free estimate!