When you’re preparing for a move in Pleasanton, CA, there’s a lot to plan — packing, scheduling, and hiring a reliable moving company. However, one important detail that many people overlook is moving insurance and valuation coverage. Knowing what’s covered (and what isn’t) helps you protect your belongings and avoid stress if something unexpected happens.
At All Star Movers & Storage, we believe peace of mind starts with understanding. Let’s explore what moving insurance and valuation mean, what they cover, and how to choose the right protection for your move.
What Is Moving Insurance?
Moving insurance — also called valuation coverage — protects your belongings if they’re lost or damaged during your move. While professional movers take every precaution, accidents can still occur due to factors like traffic, weather, or sudden stops.
Licensed California movers such as All Star Movers & Storage must offer valuation options that define how they handle claims for damaged or missing items. Understanding these options before moving day ensures that you make an informed decision about your coverage.
Understanding Valuation Coverage
California movers typically offer two types of valuation coverage. Knowing the difference helps you decide which best fits your needs and budget.
1. Basic Carrier Liability (Released Value)
This plan comes standard with every move and doesn’t cost extra. However, it provides minimal protection — only $0.60 per pound per item.
For instance, if a 20-pound television breaks during transport, the payout equals $12.00, no matter its actual value. Because this option covers very little, most homeowners choose it only for short, local moves or when they already have separate insurance.
2. Full Value Protection
Full Value Protection offers stronger coverage and greater peace of mind. Under this plan, the mover repairs, replaces, or reimburses the current market value of any damaged or lost item.
Although it costs a bit more, this option ensures fair compensation if an accident occurs. Many Pleasanton homeowners prefer Full Value Protection for high-value items like furniture, electronics, and artwork.
What Does Moving Insurance Cover?
When you move with All Star Movers & Storage, your coverage applies from the moment our team begins handling your items until we unload and place them in your new home. We pad, wrap, and secure everything carefully to minimize risk.
Still, some situations fall outside standard coverage. For example:
Items you pack yourself, unless our team causes damage during handling
Belongings not listed on the official inventory sheet
Pre-existing damage or wear and tear
High-value items not declared in advance
By discussing these details with your moving coordinator, you can ensure your most important possessions receive the right level of protection.
Why Moving Insurance and Valuation Matter
Even with skilled movers, unexpected situations can arise. Choosing the right coverage helps you:
Protect the value of your belongings
Gain peace of mind during transport
Avoid financial loss after an accident
Speed up claims if something does happen
In short, moving insurance isn’t just a formality — it’s a smart way to safeguard your move from start to finish.
How to Choose the Right Coverage
Selecting the right valuation coverage depends on your items, move distance, and personal comfort level. Use these steps to make the best choice:
Take inventory. Create a list of valuable or sentimental items.
Ask questions. During your moving estimate, confirm your mover’s valuation options and limits.
Check your existing insurance. Some homeowner or renter policies include moving protection.
Add extra coverage if needed. Third-party moving insurance can fill gaps for expensive items.
Get it in writing. Review your contract to confirm your chosen coverage level and responsibilities.
When you follow these steps, you’ll know exactly what to expect on moving day — and what’s covered if something goes wrong.
Why Pleasanton Homeowners Trust All Star Movers & Storage
Over 20 years of professional moving experience
Fully licensed, insured, and BBB accredited
Full-service packing, loading, transport, and storage options
Transparent estimates and clear communication
Careful handling of furniture, appliances, and specialty items
We proudly serve Pleasanton, Dublin, Livermore, San Ramon, Danville, Walnut Creek, Hayward, Mountain House, Tracy, Modesto, San Jose, San Francisco, Sacramento, and nearby Bay Area and Central Valley communities.
FAQs: Pleasanton Moving Insurance & Valuation
Q: Do movers automatically include insurance?
A: Movers don’t provide traditional insurance. Instead, they offer valuation coverage that defines their financial responsibility if items are damaged or lost.
Q: Can I buy third-party moving insurance?
A: Yes. Many homeowners purchase third-party insurance for added protection, especially for interstate or long-distance moves.
Q: Should I choose Full Value Protection for a local move?
A: Absolutely. If you’re moving valuable or fragile items, Full Value Protection is always a smart choice — even for short moves within Pleasanton.
Move with Confidence
Moving doesn’t have to be stressful when you have a trusted, insured mover by your side. All Star Movers & Storage provides the coverage, care, and communication you need for a smooth experience from start to finish.
Call today at (925) 905-9889 to schedule your free estimate!